The Financial Model skill takes raw bank, payment processor, and accounting CSVs and produces a clean monthly close — P&L, balance sheet, runway forecast, AR/AP aging — plus a list of categorization edge cases for a human to decide.
Honest take: a paid version exists at $19 one-time. The free version covers ~80% of the same workflow with a 50-line system prompt. Pay only if you value the automation on the last 20%.
Best for: solo founders doing their own monthly close instead of hiring a bookkeeper.
Skip if: you have a CFO or use Pilot / Bench (they handle this for you).